为了让别人明白，为什么评价他懒惰，可以这样说：当我发现你半个月都不洗一次头时，我认为你太懒惰了。从这句话，我们能看出是因为他长时间不洗头，才会评价这个人懒惰。

老师给他的 topic 主要是做金融科技（情绪分析股票预测）相关的，针对 introduction而言，我们开门见山直接写出金融科技的一个大背景，以及现存的问题，而不是花大量的篇幅来描述金融科技的前生今世。接着在literature evaluate以时间轴的形式，罗列了近几年在处理股票预测时有哪些方法，以及这些方法的弊端如何。除此之外还通过他人的 paper 描述了情绪和股票价格的内在关系。针对methodology，我们股票价格、情绪来源等数据如何获取、如何处理以及多种预测模型的构建做了详尽的说明。同时还根据实际情况，定义量化分析指标和结果的可视化分析方法。

Unsecured credit card debt comprises fiscal obligations for which creditors would not have recourse to the belongings in the borrower to fulfill their promises.

Corporations also use financial debt in some ways for cash expenditures and also other company investments produced of their property, "leveraging" the return on their own equity.

The "present-day regular income" gained from the debtor is a defined term during the Bankruptcy Code and signifies the common month to month income been given around the six calendar months ahead of commencement from the bankruptcy case, such as frequent contributions to domestic fees from nondebtors and which include revenue from your debtor's spouse If your petition is often a joint petition, although not like social protection revenue or specific payments produced because the debtor could be the target of specific crimes. 11 U.S.C. § one hundred and one(10A).

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to provide an genuine debtor a "refreshing begin" in everyday life by relieving the debtor of most debts, also to repay creditors within an orderly fashion towards the extent the debtor has residence readily available for payment.

Employment: Some teens may well decide to go straight into work just after leaving university. This may be an excellent selection for those who have a transparent vocation path in mind or that are eager to begin earning money.

Bankruptcy is usually a set of federal legislation and guidelines which can help individuals and enterprises who owe extra financial debt than they might pay out. Each of the 94 federal judicial districts handles bankruptcy matters, As well as in almost all districts, bankruptcy conditions are filed while in the bankruptcy court docket.

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Similarly, when another person will take out a property finance loan to order a house, the home by itself usually serves as collateral. If your borrower fails to create payments, the lender can foreclose and acquire the home.

The general degree of indebtedness by a federal government is usually proven as a ratio of personal debt-to-GDP. This ratio really helps to assess the velocity of improvements in federal government indebtedness and the size in the credit card debt because of.

Just about all letters of credit are irrevocable, i.e., cannot be amended or canceled without prior arrangement in the beneficiary, the issuing lender along with the confirming lender, if any.[citation required] In executing a transaction, letters of credit history integrate capabilities typical to giros and traveler's cheque. Normally, the paperwork a beneficiary must current so that you can obtain payment incorporate a business invoice, bill of lading, along with a doc proving the cargo was insured against decline or harm in transit. However, the checklist and method of paperwork is open to imagination and negotiation and click here could possibly comprise prerequisites to current paperwork issued by a neutral third party evidencing the quality of the products delivered, or their position of origin.

In other jurisdictions, the individual debtor has the choice of selecting in between a federal bundle of exemptions or even the exemptions out there underneath point out law. So, whether or not specified assets is exempt and could be retained by the debtor is commonly an issue of condition regulation. The debtor should check with an attorney to ascertain the exemptions offered inside the point out the place the debtor life.